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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,474 | $58,828+18.1% | $78,002-10.9% | $62,881+10.5% |
| Participation rate | 90.4% | 71.1%+19.3pp | 75.5%+14.9pp | 69.3%+21.1pp |
| Annual return | 5.79% | 17.16%-11.4pp | 425.99%-420.2pp | 20.14%-14.4pp |
| Employer contribution / active EE | $4,026 | $1,672+140.8% | $2,470+63.0% | $2,281+76.5% |
| Participant deferral / active EE | $8,817 | $2,686+228.3% | $3,497+152.1% | $3,203+175.3% |
| Admin fee / account holder | $6,651 | $4,393+51.4% | $5,481+21.4% | $4,296+54.8% |