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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,727 | $94,752+131.9% | $112,887+94.6% | $139,427+57.6% |
| Participation rate | 80.0% | 81.3%-1.3pp | 80.5%-0.5pp | 80.3%-0.3pp |
| Annual return | 10.63% | 40.88%-30.3pp | 34.10%-23.5pp | 373.27%-362.6pp |
| Employer contribution / active EE | $8,437 | $4,625+82.4% | $4,563+84.9% | $4,752+77.6% |
| Participant deferral / active EE | $19,699 | $6,512+202.5% | $6,513+202.5% | $6,711+193.5% |
| Admin fee / account holder | $156,009 | $8,527+1729.5% | $7,047+2113.8% | $11,404+1268.0% |