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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,634 | $54,380+70.3% | $68,509+35.2% | $59,633+55.3% |
| Participation rate | 90.6% | 70.2%+20.4pp | 74.7%+15.9pp | 68.7%+22.0pp |
| Annual return | 3.02% | 2.83%+0.2pp | 8.27%-5.3pp | 2041.45%-2038.4pp |
| Employer contribution / active EE | $3,598 | $1,539+133.8% | $2,278+57.9% | $2,203+63.3% |
| Participant deferral / active EE | $9,378 | $2,643+254.8% | $3,382+177.3% | $3,192+193.8% |
| Admin fee / account holder | $656 | $3,885-83.1% | $5,275-87.6% | $4,297-84.7% |