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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,466 | $160,070+70.8% | $147,117+85.9% | $145,897+87.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 12.18% | 98.69%-86.5pp | 420.54%-408.4pp | 552.29%-540.1pp |
| Employer contribution / active EE | $5,745 | $5,285+8.7% | $4,932+16.5% | $4,663+23.2% |
| Participant deferral / active EE | $13,751 | $8,419+63.3% | $8,065+70.5% | $6,689+105.6% |
| Admin fee / account holder | $5,224 | $15,035-65.3% | $12,993-59.8% | $13,390-61.0% |