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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,466 | $150,447-42.5% | $136,298-36.6% | $147,586-41.4% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 18.90% | 1049.15%-1030.3pp | 5156.27%-5137.4pp | 578.59%-559.7pp |
| Employer contribution / active EE | $1,722 | $5,256-67.2% | $4,696-63.3% | $4,876-64.7% |
| Participant deferral / active EE | $4,508 | $6,631-32.0% | $6,247-27.8% | $5,439-17.1% |
| Admin fee / account holder | $666 | $10,906-93.9% | $9,244-92.8% | $10,886-93.9% |