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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,930 | $165,399-8.1% | $149,745+1.5% | $158,982-4.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.18% | 348.34%-337.2pp | 276.72%-265.5pp | 302.99%-291.8pp |
| Employer contribution / active EE | $13,021 | $5,105+155.1% | $4,646+180.3% | $4,763+173.4% |
| Participant deferral / active EE | $9,056 | $7,183+26.1% | $6,843+32.3% | $5,983+51.4% |
| Admin fee / account holder | $2,343 | $10,811-78.3% | $9,312-74.8% | $11,252-79.2% |