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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,734 | $157,304-26.4% | $141,197-18.0% | $152,909-24.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.60% | 64.34%-45.7pp | 71.41%-52.8pp | 345.46%-326.9pp |
| Employer contribution / active EE | $13,268 | $5,263+152.1% | $4,736+180.1% | $4,764+178.5% |
| Participant deferral / active EE | $8,243 | $7,111+15.9% | $6,710+22.8% | $5,851+40.9% |
| Admin fee / account holder | $1,501 | $12,126-87.6% | $10,265-85.4% | $11,601-87.1% |