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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,000 | $181,896+7.2% | $156,551+24.6% | $273,972-28.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.42% | 30.74%-28.3pp | 32.23%-29.8pp | 41.46%-39.0pp |
| Employer contribution / active EE | $5,306 | $6,248-15.1% | $5,501-3.6% | $4,869+9.0% |
| Participant deferral / active EE | $9,900 | $5,550+78.4% | $4,871+103.2% | $5,287+87.2% |
| Admin fee / account holder | $459 | $15,560-97.0% | $13,028-96.5% | $10,133-95.5% |