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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,744 | $183,592+236.5% | $155,574+297.1% | $145,877+323.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.76% | 61.37%-51.6pp | 64.87%-55.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $56,070 | $5,317+954.6% | $4,676+1099.2% | $4,663+1102.5% |
| Participant deferral / active EE | $61,878 | $6,466+857.0% | $5,629+999.2% | $6,691+824.9% |
| Admin fee / account holder | $79,389 | $19,316+311.0% | $15,914+398.9% | $13,402+492.4% |