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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,937 | $198,457-1.3% | $170,435+15.0% | $147,586+32.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 9.26% | 257.30%-248.0pp | 205.94%-196.7pp | 578.59%-569.3pp |
| Employer contribution / active EE | $4,849 | $6,183-21.6% | $5,432-10.7% | $4,876-0.6% |
| Participant deferral / active EE | $8,493 | $5,629+50.9% | $4,939+71.9% | $5,439+56.2% |
| Admin fee / account holder | $345 | $16,852-98.0% | $13,881-97.5% | $10,886-96.8% |