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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,172 | $58,311+82.1% | $81,882+29.7% | $80,959+31.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 11.45% | 41.85%-30.4pp | 779.47%-768.0pp | 35.67%-24.2pp |
| Employer contribution / active EE | $8,221 | $2,347+250.3% | $2,916+181.9% | $2,757+198.2% |
| Participant deferral / active EE | $5,477 | $3,287+66.6% | $4,323+26.7% | $4,300+27.4% |
| Admin fee / account holder | $630 | $4,752-86.7% | $7,360-91.4% | $6,925-90.9% |