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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,256 | $54,357+62.4% | $82,706+6.7% | $68,495+28.8% |
| Participation rate | 97.9% | 63.9%+34.0pp | 72.6%+25.4pp | 67.9%+30.0pp |
| Annual return | -16.57% | -13.67%-2.9pp | 701.76%-718.3pp | -7.84%-8.7pp |
| Employer contribution / active EE | $8,903 | $2,218+301.3% | $3,007+196.0% | $2,596+242.9% |
| Participant deferral / active EE | $6,530 | $3,246+101.1% | $4,394+48.6% | $4,028+62.1% |
| Admin fee / account holder | $8,436 | $4,396+91.9% | $5,329+58.3% | $5,403+56.1% |