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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,445 | $112,099-71.1% | $95,954-66.2% | $158,931-79.6% |
| Participation rate | 88.2% | 79.0%+9.3pp | 77.1%+11.2pp | 82.0%+6.3pp |
| Annual return | 7.37% | 171.12%-163.7pp | 91.62%-84.3pp | 302.86%-295.5pp |
| Employer contribution / active EE | $4,669 | $3,198+46.0% | $2,541+83.7% | $4,761-1.9% |
| Participant deferral / active EE | $418 | $4,784-91.3% | $4,167-90.0% | $5,982-93.0% |
| Admin fee / account holder | $8,920 | $10,132-12.0% | $6,796+31.3% | $11,247-20.7% |