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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,445 | $112,131-71.1% | $95,964-66.2% | $158,982-79.6% |
| Participation rate | 88.2% | 79.0%+9.2pp | 77.1%+11.2pp | 82.0%+6.3pp |
| Annual return | 7.37% | 171.19%-163.8pp | 91.64%-84.3pp | 302.99%-295.6pp |
| Employer contribution / active EE | $4,669 | $3,199+45.9% | $2,541+83.7% | $4,763-2.0% |
| Participant deferral / active EE | $418 | $4,784-91.3% | $4,167-90.0% | $5,983-93.0% |
| Admin fee / account holder | $8,920 | $10,136-12.0% | $6,797+31.2% | $11,252-20.7% |