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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,638 | $100,811-70.6% | $86,698-65.8% | $134,545-78.0% |
| Participation rate | 88.2% | 79.0%+9.3pp | 76.6%+11.6pp | 81.2%+7.0pp |
| Annual return | -13.39% | 29.11%-42.5pp | 35.96%-49.4pp | 418.37%-431.8pp |
| Employer contribution / active EE | $4,221 | $3,490+20.9% | $2,837+48.8% | $4,742-11.0% |
| Participant deferral / active EE | $314 | $5,339-94.1% | $4,656-93.3% | $6,401-95.1% |
| Admin fee / account holder | $4,362 | $10,926-60.1% | $7,492-41.8% | $11,431-61.8% |