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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,551 | $110,240-68.7% | $96,544-64.2% | $139,487-75.2% |
| Participation rate | 88.2% | 78.1%+10.1pp | 76.0%+12.2pp | 80.3%+7.9pp |
| Annual return | 6.79% | 26.41%-19.6pp | 25.88%-19.1pp | 373.84%-367.1pp |
| Employer contribution / active EE | $1,344 | $3,622-62.9% | $2,966-54.7% | $4,755-71.7% |
| Participant deferral / active EE | $399 | $5,549-92.8% | $4,851-91.8% | $6,713-94.1% |
| Admin fee / account holder | $504 | $11,602-95.7% | $8,254-93.9% | $11,407-95.6% |