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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,773 | $65,704-48.6% | $94,229-64.2% | $59,633-43.4% |
| Participation rate | 32.8% | 72.1%-39.3pp | 78.8%-46.0pp | 68.7%-35.9pp |
| Annual return | 1.89% | 5.22%-3.3pp | 10.68%-8.8pp | 2041.45%-2039.6pp |
| Employer contribution / active EE | $638 | $2,021-68.4% | $3,587-82.2% | $2,203-71.1% |
| Participant deferral / active EE | $1,896 | $3,143-39.7% | $4,320-56.1% | $3,192-40.6% |
| Admin fee / account holder | $4,039 | $4,265-5.3% | $6,269-35.6% | $4,297-6.0% |