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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,898 | $91,537-63.0% | $130,045-73.9% | $75,173-54.9% |
| Participation rate | 51.0% | 71.5%-20.4pp | 78.5%-27.5pp | 67.2%-16.2pp |
| Annual return | 21.37% | -631.55%+652.9pp | -137.30%+158.7pp | 160.72%-139.3pp |
| Employer contribution / active EE | $1,267 | $2,845-55.5% | $4,321-70.7% | $2,671-52.6% |
| Participant deferral / active EE | $3,030 | $4,343-30.2% | $5,820-47.9% | $4,126-26.6% |
| Admin fee / account holder | $4,737 | $6,780-30.1% | $10,600-55.3% | $5,651-16.2% |