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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,376 | $81,870-58.0% | $119,622-71.3% | $68,486-49.8% |
| Participation rate | 33.3% | 71.9%-38.6pp | 79.3%-45.9pp | 67.9%-34.6pp |
| Annual return | -16.05% | -23.82%+7.8pp | -14.98%-1.1pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,124 | $2,692-58.3% | $4,232-73.4% | $2,597-56.7% |
| Participant deferral / active EE | $3,147 | $4,148-24.1% | $5,601-43.8% | $4,028-21.9% |
| Admin fee / account holder | $16,025 | $6,583+143.4% | $10,328+55.2% | $5,404+196.5% |