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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $42,635 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,985 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $12,978 |
WELLS FARGO BANK, N.A.4 years Filed as: WELLS FARGO ADVISORS FIN NETWORK LL Service code 99 1NORTH JEFFERSON AVE · ST LOUIS, MO 63103 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,077 | $47,180+171.5% | $149,723-14.5% | $74,473+72.0% |
| Participation rate | 57.9% | 63.4%-5.5pp | 78.8%-20.8pp | 70.7%-12.8pp |
| Annual return | 21.03% | 22.75%-1.7pp | 134.50%-113.5pp | 34.36%-13.3pp |
| Employer contribution / active EE | $4,303 | $1,907+125.6% | $4,821-10.8% | $2,638+63.1% |
| Participant deferral / active EE | $8,913 | $2,730+226.4% | $5,682+56.9% | $4,530+96.7% |
| Admin fee / account holder | $361 | $343+5.1% | $13,215-97.3% | $347+3.9% |