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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,004 | $52,967+49.2% | $172,753-54.3% | $65,186+21.2% |
| Participation rate | 64.2% | 66.2%-2.0pp | 82.6%-18.4pp | 70.2%-6.0pp |
| Annual return | 28.71% | 30.12%-1.4pp | 803.00%-774.3pp | 29.39%-0.7pp |
| Employer contribution / active EE | $4,132 | $2,190+88.6% | $5,144-19.7% | $2,177+89.8% |
| Participant deferral / active EE | $8,578 | $2,471+247.2% | $5,198+65.0% | $3,514+144.1% |
| Admin fee / account holder | $5,663 | $472+1099.8% | $13,956-59.4% | $847+568.4% |