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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,042 | $55,453+141.7% | $170,435-21.4% | $62,293+115.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 135.02% | 21.38%+113.6pp | 205.94%-70.9pp | 28.90%+106.1pp |
| Employer contribution / active EE | $28,055 | $2,164+1196.6% | $5,432+416.4% | $2,042+1273.7% |
| Participant deferral / active EE | $14,927 | $2,303+548.2% | $4,939+202.2% | $3,169+371.0% |
| Admin fee / account holder | $2,946 | $455+547.4% | $13,881-78.8% | $479+514.6% |