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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,380 | $75,962+112.4% | $154,108+4.7% | $64,173+151.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.80% | 30.32%-39.1pp | 735.21%-744.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $29,249 | $3,350+773.1% | $5,298+452.1% | $2,381+1128.5% |
| Participant deferral / active EE | $14,566 | $3,175+358.8% | $5,081+186.7% | $3,470+319.8% |
| Admin fee / account holder | $5,455 | $5,589-2.4% | $13,411-59.3% | $4,887+11.6% |