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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,620 | $77,920+537.3% | $149,723+231.7% | $75,177+560.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.88% | 31.72%-12.8pp | 134.50%-115.6pp | 160.75%-141.9pp |
| Employer contribution / active EE | $36,771 | $3,138+1071.7% | $4,821+662.7% | $2,671+1276.7% |
| Participant deferral / active EE | $22,577 | $3,411+561.8% | $5,682+297.3% | $4,126+447.1% |
| Admin fee / account holder | $15,937 | $5,951+167.8% | $13,215+20.6% | $5,651+182.0% |