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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,128 | $160,040+218.8% | $147,096+246.8% | $145,877+249.7% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.7pp |
| Annual return | 23.28% | 98.49%-75.2pp | 419.75%-396.5pp | 551.28%-528.0pp |
| Employer contribution / active EE | $3,148 | $5,289-40.5% | $4,936-36.2% | $4,663-32.5% |
| Participant deferral / active EE | $14,088 | $8,429+67.1% | $8,071+74.5% | $6,691+110.6% |
| Admin fee / account holder | $7,457 | $15,050-50.5% | $13,005-42.7% | $13,402-44.4% |