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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,483 | $98,766+293.3% | $149,730+159.5% | $79,852+386.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.04% | 27.43%-17.4pp | 276.70%-266.7pp | 31.72%-21.7pp |
| Employer contribution / active EE | $12,338 | $3,217+283.5% | $4,645+165.6% | $2,471+399.3% |
| Participant deferral / active EE | $13,625 | $5,681+139.8% | $6,843+99.1% | $3,740+264.3% |
| Admin fee / account holder | $17,605 | $6,052+190.9% | $9,310+89.1% | $5,306+231.8% |