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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,096 | $99,633-54.7% | $183,328-75.4% | $82,448-45.3% |
| Participation rate | 100.0% | 70.8%+29.2pp | 77.3%+22.7pp | 68.1%+31.9pp |
| Annual return | 12.86% | 17.84%-5.0pp | 29.67%-16.8pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,588 | $3,256-20.5% | $5,055-48.8% | $2,551+1.5% |
| Participant deferral / active EE | $2,867 | $4,938-41.9% | $6,795-57.8% | $4,139-30.7% |
| Admin fee / account holder | $1,200 | $9,934-87.9% | $21,427-94.4% | $7,234-83.4% |