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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,000 | $96,956-53.6% | $69,779-35.5% | $273,972-83.6% |
| Participation rate | 59.1% | 77.1%-18.0pp | 71.8%-12.7pp | 83.0%-23.9pp |
| Annual return | 6.94% | 12.93%-6.0pp | 12.99%-6.0pp | 41.46%-34.5pp |
| Employer contribution / active EE | $688 | $3,316-79.2% | $2,338-70.6% | $4,869-85.9% |
| Participant deferral / active EE | $1,005 | $3,744-73.1% | $2,931-65.7% | $5,287-81.0% |
| Admin fee / account holder | $144 | $7,934-98.2% | $4,381-96.7% | $10,133-98.6% |