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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,057 | $100,901-41.5% | $75,501-21.8% | $147,586-60.0% |
| Participation rate | 52.2% | 77.1%-25.0pp | 72.4%-20.2pp | 82.8%-30.7pp |
| Annual return | 17.05% | 35.78%-18.7pp | 27.35%-10.3pp | 578.59%-561.5pp |
| Employer contribution / active EE | $829 | $3,253-74.5% | $2,352-64.8% | $4,876-83.0% |
| Participant deferral / active EE | $2,851 | $4,027-29.2% | $3,142-9.3% | $5,439-47.6% |
| Admin fee / account holder | $162 | $11,285-98.6% | $5,801-97.2% | $10,886-98.5% |