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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,978 | $68,681+96.5% | $86,625+55.8% | $85,851+57.2% |
| Participation rate | 42.1% | 66.4%-24.2pp | 71.6%-29.5pp | 69.3%-27.2pp |
| Annual return | 11.90% | 20.12%-8.2pp | 63.52%-51.6pp | 318.63%-306.7pp |
| Employer contribution / active EE | $974 | $1,880-48.2% | $2,496-61.0% | $2,565-62.0% |
| Participant deferral / active EE | $2,983 | $2,919+2.2% | $3,700-19.4% | $3,952-24.5% |
| Admin fee / account holder | $66 | $5,974-98.9% | $5,830-98.9% | $6,261-98.9% |