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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,349 | $84,236+89.2% | $170,435-6.5% | $70,126+127.2% |
| Participation rate | 96.3% | 70.8%+25.5pp | 83.6%+12.7pp | 69.5%+26.8pp |
| Annual return | 9.85% | 23.06%-13.2pp | 205.94%-196.1pp | 73.15%-63.3pp |
| Employer contribution / active EE | $9,004 | $3,387+165.8% | $5,432+65.8% | $2,343+284.4% |
| Participant deferral / active EE | $7,524 | $3,086+143.8% | $4,939+52.3% | $3,332+125.8% |
| Admin fee / account holder | $23,519 | $5,698+312.7% | $13,881+69.4% | $4,645+406.3% |