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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,542 | $91,198+91.4% | $178,503-2.2% | $79,856+118.6% |
| Participation rate | 97.3% | 69.2%+28.1pp | 81.9%+15.4pp | 69.6%+27.7pp |
| Annual return | 10.00% | 24.20%-14.2pp | 151.12%-141.1pp | 31.71%-21.7pp |
| Employer contribution / active EE | $9,081 | $3,257+178.9% | $5,011+81.2% | $2,471+267.5% |
| Participant deferral / active EE | $7,547 | $3,237+133.2% | $5,202+45.1% | $3,741+101.7% |
| Admin fee / account holder | $44,205 | $6,748+555.1% | $13,987+216.0% | $5,306+733.0% |