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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,209 | $85,171+163.2% | $172,753+29.8% | $72,976+207.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.61% | 27.32%-12.7pp | 803.00%-788.4pp | 81.02%-66.4pp |
| Employer contribution / active EE | $11,382 | $3,324+242.4% | $5,144+121.3% | $2,440+366.5% |
| Participant deferral / active EE | $9,961 | $3,260+205.6% | $5,198+91.6% | $3,608+176.1% |
| Admin fee / account holder | $5,406 | $5,880-8.1% | $13,956-61.3% | $5,124+5.5% |