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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,890 | $81,476+17.7% | $102,383-6.3% | $80,925+18.5% |
| Participation rate | 65.2% | 66.8%-1.7pp | 74.5%-9.4pp | 67.7%-2.5pp |
| Annual return | 22.22% | 25.59%-3.4pp | 24.94%-2.7pp | 35.65%-13.4pp |
| Employer contribution / active EE | $4,158 | $3,105+33.9% | $3,870+7.4% | $2,756+50.8% |
| Participant deferral / active EE | $2,352 | $3,871-39.2% | $5,060-53.5% | $4,299-45.3% |
| Admin fee / account holder | $13,135 | $6,717+95.5% | $8,391+56.5% | $6,940+89.3% |