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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,772 | $73,978+15.9% | $96,515-11.1% | $75,173+14.1% |
| Participation rate | 70.2% | 66.4%+3.7pp | 74.3%-4.2pp | 67.2%+3.0pp |
| Annual return | 9.79% | 26.72%-16.9pp | 35.73%-25.9pp | 160.72%-150.9pp |
| Employer contribution / active EE | $5,094 | $2,931+73.8% | $3,740+36.2% | $2,671+90.7% |
| Participant deferral / active EE | $3,826 | $3,660+4.5% | $4,880-21.6% | $4,126-7.3% |
| Admin fee / account holder | $16,315 | $5,219+212.6% | $6,735+142.2% | $5,651+188.7% |