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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,080 | $78,670+8.1% | $109,173-22.1% | $85,847-0.9% |
| Participation rate | 76.6% | 68.3%+8.3pp | 75.9%+0.7pp | 69.3%+7.2pp |
| Annual return | 17.15% | 25.09%-7.9pp | 25.75%-8.6pp | 318.61%-301.5pp |
| Employer contribution / active EE | $5,147 | $2,734+88.3% | $3,723+38.3% | $2,565+100.7% |
| Participant deferral / active EE | $4,111 | $3,467+18.6% | $4,654-11.7% | $3,952+4.0% |
| Admin fee / account holder | $3,563 | $5,469-34.9% | $6,755-47.2% | $6,261-43.1% |