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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,874 | $57,352-0.8% | $83,831-32.2% | $64,173-11.4% |
| Participation rate | 84.8% | 68.6%+16.2pp | 76.1%+8.6pp | 69.6%+15.2pp |
| Annual return | 8.96% | 11.38%-2.4pp | 850.99%-842.0pp | 7.63%+1.3pp |
| Employer contribution / active EE | $4,248 | $2,546+66.9% | $3,631+17.0% | $2,381+78.4% |
| Participant deferral / active EE | $4,879 | $2,993+63.0% | $4,082+19.5% | $3,470+40.6% |
| Admin fee / account holder | $5,779 | $4,046+42.8% | $5,479+5.5% | $4,887+18.2% |