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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $133,486 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $91,394 |
RELIANCE TRUST COMPANY6 years Service code 19 · EIN 58-1428634 | Securities Custodian | $7,181 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,700 | $34,634+52.2% | $77,096-31.6% | $64,819-18.7% |
| Participation rate | 95.4% | 49.8%+45.6pp | 67.9%+27.5pp | 71.5%+23.9pp |
| Annual return | -15.19% | -5.31%-9.9pp | 42.35%-57.5pp | 32.84%-48.0pp |
| Employer contribution / active EE | $2,576 | $1,385+86.0% | $2,814-8.5% | $2,507+2.8% |
| Participant deferral / active EE | $3,582 | $2,553+40.3% | $4,429-19.1% | $4,311-16.9% |
| Admin fee / account holder | $256 | $178+43.4% | $5,428-95.3% | $188+36.1% |