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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP7+ years Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $120,697 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $88,243 |
RELIANCE TRUST COMPANY5 years Service code 19 · EIN 58-1428634 | Securities Custodian | $8,001 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,369 | $41,647+42.6% | $96,161-38.3% | $86,813-31.6% |
| Participation rate | 96.0% | 50.3%+45.7pp | 68.4%+27.6pp | 72.3%+23.7pp |
| Annual return | 11.47% | 27.24%-15.8pp | 192.01%-180.5pp | 97.93%-86.5pp |
| Employer contribution / active EE | $2,421 | $1,328+82.3% | $2,798-13.5% | $2,406+0.6% |
| Participant deferral / active EE | $3,540 | $2,412+46.7% | $4,349-18.6% | $4,131-14.3% |
| Admin fee / account holder | $236 | $169+39.6% | $5,538-95.7% | $170+39.5% |