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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,622 | $78,707-52.2% | $117,861-68.1% | $70,126-46.4% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 11.96% | 23.30%-11.3pp | 335.11%-323.1pp | 73.15%-61.2pp |
| Employer contribution / active EE | $6,800 | $2,223+205.8% | $3,786+79.6% | $2,343+190.3% |
| Participant deferral / active EE | $4,120 | $3,297+24.9% | $4,482-8.1% | $3,332+23.6% |
| Admin fee / account holder | $607 | $5,066-88.0% | $8,021-92.4% | $4,645-86.9% |