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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,479 | $81,870-34.7% | $119,634-55.3% | $68,490-21.9% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -19.81% | -23.82%+4.0pp | -14.98%-4.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $7,539 | $2,692+180.1% | $4,232+78.1% | $2,597+190.3% |
| Participant deferral / active EE | $4,598 | $4,148+10.9% | $5,601-17.9% | $4,028+14.2% |
| Admin fee / account holder | $4,735 | $6,583-28.1% | $10,329-54.2% | $5,403-12.4% |