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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,512 | $83,485-40.7% | $125,195-60.5% | $72,976-32.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 1.07% | 25.77%-24.7pp | 43.79%-42.7pp | 81.02%-79.9pp |
| Employer contribution / active EE | $6,186 | $2,346+163.7% | $3,866+60.0% | $2,440+153.5% |
| Participant deferral / active EE | $4,033 | $3,586+12.5% | $4,937-18.3% | $3,608+11.8% |
| Admin fee / account holder | $2,428 | $5,518-56.0% | $9,704-75.0% | $5,124-52.6% |