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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $456,396 |
Service code 27 100 NORTH BROADWAY · ALBERT LEA, MN 56007 | Advisory (Plan) | $44,993 |
QDRO CONSULTANTS COMPANY, LLC10+ years Filed as: QDRO CONSULTANTS CO LLC Service code 99 3071 PEARL ROAD · MEDINA, OH 44256 | Other Fees | $900 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,621 | $68,110-2.2% | $155,556-57.2% | $99,313-32.9% |
| Participation rate | 55.7% | 67.8%-12.1pp | 78.2%-22.5pp | 71.7%-16.0pp |
| Annual return | 15.80% | 16.16%-0.4pp | 64.84%-49.0pp | 17.67%-1.9pp |
| Employer contribution / active EE | $1,664 | $2,291-27.3% | $4,675-64.4% | $3,264-49.0% |
| Participant deferral / active EE | $3,903 | $3,865+1.0% | $5,631-30.7% | $5,346-27.0% |
| Admin fee / account holder | $81 | $94-13.7% | $15,885-99.5% | $109-25.7% |