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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,403 | $126,661+7.7% | $113,397+20.3% | $138,895-1.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 8.96% | 25.05%-16.1pp | 23.20%-14.2pp | 145.39%-136.4pp |
| Employer contribution / active EE | $1,291 | $3,456-62.6% | $2,977-56.6% | $4,194-69.2% |
| Participant deferral / active EE | $5,166 | $5,693-9.3% | $5,076+1.8% | $6,396-19.2% |
| Admin fee / account holder | $3,667 | $14,549-74.8% | $11,957-69.3% | $12,562-70.8% |