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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,625 | $88,707+6.7% | $74,184+27.6% | $273,972-65.5% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 5.94% | 11.94%-6.0pp | 17.74%-11.8pp | 41.46%-35.5pp |
| Employer contribution / active EE | $853 | $3,159-73.0% | $2,370-64.0% | $4,869-82.5% |
| Participant deferral / active EE | $3,428 | $4,212-18.6% | $3,550-3.4% | $5,287-35.2% |
| Admin fee / account holder | $1,673 | $8,717-80.8% | $5,586-70.1% | $10,133-83.5% |