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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,717 | $103,392-3.6% | $87,104+14.5% | $152,897-34.8% |
| Participation rate | 64.7% | 79.4%-14.6pp | 76.9%-12.2pp | 82.5%-17.7pp |
| Annual return | 21.39% | 28.10%-6.7pp | 28.19%-6.8pp | 345.43%-324.0pp |
| Employer contribution / active EE | $887 | $3,221-72.5% | $2,521-64.8% | $4,764-81.4% |
| Participant deferral / active EE | $3,951 | $4,778-17.3% | $4,048-2.4% | $5,851-32.5% |
| Admin fee / account holder | $994 | $12,194-91.8% | $7,491-86.7% | $11,599-91.4% |