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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,905 | $78,694+10.4% | $67,652+28.5% | $125,389-30.7% |
| Participation rate | 58.3% | 78.8%-20.5pp | 75.7%-17.3pp | 83.2%-24.9pp |
| Annual return | 0.54% | 9.46%-8.9pp | 6625.40%-6624.9pp | 282.24%-281.7pp |
| Employer contribution / active EE | $919 | $3,044-69.8% | $2,266-59.4% | $4,866-81.1% |
| Participant deferral / active EE | $5,282 | $4,292+23.1% | $3,560+48.4% | $5,352-1.3% |
| Admin fee / account holder | $14,096 | $7,403+90.4% | $4,821+192.4% | $9,541+47.7% |