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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,508 | $62,672-46.5% | $185,117-81.9% | $70,126-52.2% |
| Participation rate | 87.1% | 63.8%+23.3pp | 77.3%+9.8pp | 69.5%+17.6pp |
| Annual return | 11.56% | 40.79%-29.2pp | 40.50%-28.9pp | 73.15%-61.6pp |
| Employer contribution / active EE | $2,600 | $1,753+48.3% | $4,182-37.8% | $2,343+11.0% |
| Participant deferral / active EE | $2,898 | $3,272-11.4% | $5,045-42.6% | $3,332-13.0% |
| Admin fee / account holder | $2,979 | $3,932-24.2% | $8,159-63.5% | $4,645-35.9% |