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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,263 | $56,484-46.4% | $169,452-82.1% | $64,173-52.8% |
| Participation rate | 90.3% | 64.5%+25.8pp | 77.8%+12.5pp | 69.6%+20.8pp |
| Annual return | -4.09% | -1.55%-2.5pp | 1.83%-5.9pp | 7.63%-11.7pp |
| Employer contribution / active EE | $3,604 | $1,832+96.7% | $4,157-13.3% | $2,381+51.4% |
| Participant deferral / active EE | $3,222 | $3,448-6.5% | $5,277-38.9% | $3,470-7.1% |
| Admin fee / account holder | $4,550 | $4,174+9.0% | $9,110-50.0% | $4,887-6.9% |