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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,282 | $56,054-46.0% | $171,082-82.3% | $62,881-51.8% |
| Participation rate | 78.1% | 62.9%+15.3pp | 76.7%+1.4pp | 69.3%+8.8pp |
| Annual return | 8.48% | 22.52%-14.0pp | 32.56%-24.1pp | 20.14%-11.7pp |
| Employer contribution / active EE | $2,404 | $1,731+38.9% | $4,002-39.9% | $2,281+5.4% |
| Participant deferral / active EE | $2,933 | $3,158-7.1% | $4,797-38.9% | $3,203-8.4% |
| Admin fee / account holder | $4,489 | $3,647+23.1% | $8,520-47.3% | $4,296+4.5% |