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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,248 | $124,425-51.6% | $112,040-46.2% | $137,256-56.1% |
| Participation rate | 69.2% | 79.3%-10.1pp | 76.5%-7.3pp | 80.0%-10.7pp |
| Annual return | 12.78% | 24.72%-11.9pp | 24.52%-11.7pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,553 | $3,411-54.5% | $2,954-47.4% | $4,156-62.6% |
| Participant deferral / active EE | $1,690 | $5,718-70.4% | $5,098-66.8% | $6,407-73.6% |
| Admin fee / account holder | $0 | $15,207-100.0% | $12,098-100.0% | $12,270-100.0% |